Famous Seamus

Famous Seamus
Love that belly

Saturday, August 15, 2015

A New Car!!!

Long time no write!!  Here I am about to  write about my latest investment.  I bought a new car - new only to me.  It is a 3 year old Honda CRV, silver colored.  It is quite nice with several amenities that
make it feel a bit like a luxury auto.  It drives nice and has a few onboard  tech items that are quite
useful.  For one thing it has a rear camera to guide me as I back up.  It takes a bit to become adept
 at useing that feature, but I'm getting there.  It also has an automatic feature for turning the lights
off after you turn the car off.  I like that but I tend to forget that it does that.  The only feature I'm
not so fond of is the rear window.  It is kind of small and limits one's view of the road behind the car.
The seats are fairly adjustable so as a rather short person I can fit in it, but still need a pillow to improve the view (accuracy that is).  I'm not thrilled about car payments, but there is no other way
to buy a new car.  I do usually pay any auto loan  more quickly by increasing the amountI send each month .  I use a complicated formula ie send a few extra dollars each month. Because the extra amount goes directly on the principal rather then devided up for both principal and interest as the monthly payments are.  I think that in the end one will save some money that would otherwise go to interest, and for me the good part is that if one month I have some extra expenses I need only pay the minimum without any penalty and then catch up later when things are ok. I may be wrong about how this works, but  I know is that it works for me.    Also my loan is from a credit union which usually
have better rates than banks.  I will admit that I didn't do as much research as I should have, but
this is my 3rd auto from Honda Motors and they have all been very reliable cars.  (You should
know that I'm not be compensated for my kind words about the Honda products).

On a different topic, I have just heard that meteorologists are predicting a difficult winter in the
northeast.  Apparently we're in for freezing weather and lots of snow (don't we always get that?).